Workers’ compensation is a type of insurance carried by employers that pays cash and medical care benefits to employees who are injured or become sick on the job. This type of insurance protects employees from financial concerns caused by work-related injuries or illnesses.
Workers’ comp benefits are determined and processed by each state’s workers’ compensation board. The type of compensation can vary by state.
If you are injured on the job, the first step is to report the injury or illness to your employer. The employer will then help you file the paperwork and determine the next steps you need to take.